An unsatisfactory credit report is one which reflects past or current bad debts, late payments or unpaid bills, liens, judgments or bankruptcies.
An unsatisfactory finding may result in the requirement of an additional deposit or denial. Income: Applicants must have a verifiable income source. Acceptable income verification required may include pay stubs consecutive for a 4 week period, a notarized letter from the employer, the most recent W2 or , or proof of assets equal to 3 times the lease term. Self-employed applicants may be required to supply the most recent IRS tax return or certified verification from their company accountant or bank.
Retired must provide documentation of ability to pay rent. Criminal Background Check: A criminal background check will be run on all applicants.
An applicant may be automatically denied in the event applicant s have ever been convicted of a felony, received adjudication for felony offense s or been convicted of a misdemeanor involving a crime against a person, another person's property or against society. An automatic denial will also occur should an applicant appear on the list of known terrorists and wanted fugitives as provided by the Office of Foreign asset Control OFAC , federal agencies to include the FBI or other state and local law enforcement agencies.
Background Checks in a Florida HOA
Note: This requirement does not constitute a guarantee or representation that residents or occupants residing at this apartment community have not been convicted of a felony or are not subject to deferred adjudication for a felony. Guarantors: Will be accepted for income qualification purposes only and they must reside in the USA. All other verifications must be met and applicant must pay one 2 month's additional deposit equivalent to one 2 month's "market" rent.
Notification: Applicants will be informed of the status of their application by telephone within 10 business days from submitting the application and the required processing fee.
Requiring a Background Check
Management companies often use background checks and will have screening policies that must be followed in all cases in order to be lawful. You will have little likelihood of having an exception made for your circumstances. On the other hand, an owner of a small number of units may not use background checks.
If you need to explain your circumstances, dealing directly with the owner will give you a better chance of being approved.
Be honest if you are asked to disclose a felony conviction. Lying on the application is sufficient grounds to reject you as a tenant. In California, a background check may not report a conviction that is more than seven years prior to the last date of release or parole.
Understanding Tenant Screening Laws - The Beginner's Guide To Tenant Screening | RentPrep
You do not have to disclose your conviction on any rental application if this rule applies to your circumstances. Search for community groups that assist felons with overcoming barriers to integrating into society, including finding an apartment. Joe Stone is a freelance writer in California who has been writing professionally since COM, SFgate. He also has experience in background investigations and spent almost two decades in legal practice.
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